CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Uch-Memorial Health System

Billing Code: 72148 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$289

about 1.2× the $244 Medicare rate · typically $159–$670

modeled estimate · not a bill or quote

What this hospital charges insurers

$652

Well above the fair price

about $363 over the fair price · 2.7× Medicare

Medicare pays $244 Fair price $289 This hospital $652 Cash price $5,540 Hospital's list price $5,540

How we calculate the fair BaseRate →

How this hospital compares to other CO hospitals

Highest price of the 9 CO hospitals we have prices for — worth calling around.

Cheapest $70 Priciest $652

Black dot = this hospital, among the 9 CO hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, lower back (no contrast) is about $289 (about 1.2× the $244 Medicare rate). Uch-Memorial Health System charges insurers about $652, or about $5,540 in cash — well above the fair price. Located in Colorado Springs, CO.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $289. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

6 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana✓ Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$187 - $4,324	77%
Blue Cross Blue Shieldmajor	$169 - $6,922	69%
Aetnamajor	$178 - $5,261	73%
Cignamajor	$243 - $4,065	100%
Humanamajor	$178 - $4,804	73%
Kaiser Permanentemajor	$243 - $1,336	100%
Devoted Health	$243	100%
Health Net	$3,047 - $4,155	1250%
HealthLink	$1,080 - $4,744	443%
Meridian	$1,088 - $1,201	446%
Molina	$309 - $473	127%
SelectHealth	$243 - $511	100%
WellCare	$1,088 - $1,201	446%
+ 17 smaller / regional plans	$178 - $6,922

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 11 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 5,540), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Uch-Memorial Health System is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Uch-Memorial Health System

Compare: MRI, lower back (no contrast) at other CO hospitals

Insurance negotiated median for the same procedure, sorted lowest first.