CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: University of Colorado Hospital Authority

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $175
Cash Discount Price: $152
vs. Medicare Baseline: 0.97x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at University of Colorado Hospital Authority is $175. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $152. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.97x the Medicare baseline. Located in 12605 E 16Th Ave, Aurora, CO.

Cash / Self-Pay

$152

Average discount available for prompt cash payment at this facility.

Insurance Median

$175

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $152 (84%)

Insurance Median: $175 (97%)

Cash: $152 (84% of Medicare)

Ins. Median: $175 (97% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$105 - $264	58%
UnitedHealthcare	$130 - $165	72%
Rocky Mountain Health Plan	$142 - $222	78%
Aetna	$161 - $215	89%
Cigna	$161 - $226	89%
Cms	$161	89%
Denver Health Medical Plan	$161 - $231	89%
Devoted Health	$161	89%
Humana	$161	89%
Kaiser	$161 - $256	89%
Select Health	$161 - $267	89%
Simplified Benefits Administration	$168 - $179	93%
Kaiser Public Option	$170	94%
Phcs	$239	132%
Multiplan	$261	144%
First Health	$305	168%
Midlands Choice	$305	168%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $152.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Colorado Hospital Authority is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.