CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: University of Colorado Hospital Authority

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $186
Cash Discount Price: $162
vs. Medicare Baseline: 1.03x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at University of Colorado Hospital Authority is $186. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $162. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.03x the Medicare baseline. Located in 12605 E 16Th Ave, Aurora, CO.

Cash / Self-Pay

$162

Average discount available for prompt cash payment at this facility.

Insurance Median

$186

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $162 (89%)

Insurance Median: $186 (103%)

Cash: $162 (89% of Medicare)

Ins. Median: $186 (103% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$112 - $273	62%
UnitedHealthcare	$139 - $176	77%
Rocky Mountain Health Plan	$151 - $236	83%
Aetna	$161 - $228	89%
Cigna	$161 - $241	89%
Cms	$161	89%
Denver Health Medical Plan	$161 - $246	89%
Devoted Health	$161	89%
Humana	$161	89%
Kaiser	$161 - $272	89%
Select Health	$161 - $393	89%
Simplified Benefits Administration	$179 - $191	99%
Kaiser Public Option	$181	100%
Phcs	$255	141%
Multiplan	$278	153%
First Health	$324	179%
Midlands Choice	$324	179%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $162.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Colorado Hospital Authority is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.