CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Saint Joseph Hospital

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $122
Cash Discount Price: Unavailable
vs. Medicare Baseline: 8.95x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Saint Joseph Hospital is $122. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 8.95x the Medicare baseline. Located in 1375 E 19Th Ave, Denver, CO.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$122

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Insurance Median: $122 (895%)

Ins. Median: $122 (895% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 895% of the Medicare baseline (a markup of 795%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$9 - $307	66%
UnitedHealthcare	$13 - $178	95%
Geha	$14 - $178	103%
Select Health	$14	103%
Blue Cross Blue Shield	$24 - $250	176%
Denv Hlth Med Plan	$35	257%
Kaiser Perm Hmo	$48 - $129	352%
Kaiser Self Funded	$59 - $129	433%
Kaiser Perm Ppo/Pos	$60 - $133	440%
Allegiance	$64 - $77	470%
Kaiser Mrp	$64 - $77	470%
Kaiser Snp	$64 - $77	470%
Aetna	$96 - $275	704%
Preferred One	$103 - $122	756%
Humana	$108 - $129	792%
Cofinity	$186 - $221	1365%
First Health Network	$186 - $221	1365%
Private Hlthcare Sys	$193 - $230	1416%
Multiplan Inc	$216 - $258	1585%
Midlands Choice	$250 - $297	1834%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saint Joseph Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.