CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: Saint Joseph Hospital

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92507
Insurance Median: $480
Cash Discount Price: Unavailable
vs. Medicare Baseline: 6.30x Medicare

The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at Saint Joseph Hospital is $480. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 6.30x the Medicare baseline. Located in 1375 E 19Th Ave, Denver, CO.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$480

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)

Insurance Median: $480 (630%)

Ins. Median: $480 (630% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 630% of the Medicare baseline (a markup of 530%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$76 - $486	100%
Select Health	$77	101%
Kaiser Perm Hmo	$155 - $353	204%
Kaiser Self Funded	$193 - $353	253%
Kaiser Perm Ppo/Pos	$196 - $364	257%
Denv Hlth Med Plan	$200	263%
Allegiance	$209	274%
Cigna	$209 - $838	274%
Kaiser Mrp	$209	274%
Kaiser Snp	$209	274%
Aetna	$312 - $752	410%
Blue Cross Blue Shield	$333 - $682	437%
Geha	$334 - $486	439%
Preferred One	$334	439%
Humana	$352	462%
Cofinity	$604	793%
First Health Network	$604	793%
Private Hlthcare Sys	$628	825%
Multiplan Inc	$704	924%
Midlands Choice	$813	1068%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92507.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saint Joseph Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92507.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.