CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Centura Health-Penrose St Francis Health Services

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 470
Insurance Median: $19,636
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.40x Medicare

The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at Centura Health-Penrose St Francis Health Services is $19,636. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 1.40x the Medicare baseline. Located in 2222 N Nevada Ave, Colorado Springs, CO.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$19,636

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)

Insurance Median: $19,636 (140%)

Ins. Median: $19,636 (140% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$15,345 - $60,583	109%
Aetna	$15,504 - $45,495	110%
Blue Cross Blue Shield	$15,504 - $27,548	110%
Cigna	$15,504 - $50,361	110%
Devoted Health	$15,504	110%
Humana	$15,504	110%
Innovage	$15,504	110%
Kaiser	$15,504 - $35,506	110%
Medicare (plans)	$15,504	110%
Rocky Mountain Pace	$15,504	110%
Direct To Employer	$24,532 - $25,435	175%
United Colorado Doctor'S Plan	$39,170	279%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Centura Health-Penrose St Francis Health Services is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.