CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: HCA Healthone Mountain Ridge

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 470
Insurance Median: $17,913
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.28x Medicare

The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at HCA Healthone Mountain Ridge is $17,913. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 1.28x the Medicare baseline. Located in 9191 Grant St, Thornton, CO.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$17,913

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)

Insurance Median: $17,913 (128%)

Ins. Median: $17,913 (128% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Physician Health Partners	$1,680 - $1,975	12%
Blue Cross Blue Shield	$2,841 - $52,033	20%
Cigna	$3,283 - $40,198	23%
United	$3,458 - $33,586	25%
Rocky Mountain Health Plan	$5,093 - $33,586	36%
Aetna	$5,738 - $18,209	41%
Kaiser	$6,372 - $32,536	45%
Bright Health	$17,913	128%
Humana	$17,913	128%
Mutual Of Omaha	$17,913	128%
Rocky Mountain Health	$17,913	128%
Total Longterm Care	$17,913	128%
Triwest Health Alliance	$17,913	128%
Devoted Health	$18,271	130%
Innovage Pace	$18,271	130%
Delaware Life Insurance	$18,450	131%
Wellcare	$18,450	131%
Pinnacol Workers Comp	$22,052	157%
Multiplan	$22,981	164%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Healthone Mountain Ridge is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.