CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: Sterling Regional Medcenter

Billing Code: 392 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 392
Insurance Median: $9,342
Cash Discount Price: $10,196
vs. Medicare Baseline: 1.65x Medicare

The contracted insurance negotiated median rate for a Digestive disorders treatment (inpatient stay) at Sterling Regional Medcenter is $9,342. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $10,196. Compared to the federal Medicare reimbursement reference rate of $5,675.87, this hospital’s rate is 1.65x the Medicare baseline. Located in 615 Fairhurst St, Sterling, CO.

Cash / Self-Pay

$10,196

Average discount available for prompt cash payment at this facility.

Insurance Median

$9,342

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5,675.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5,675.87 (100%)

Cash / Self-Pay: $10,196 (180%)

Insurance Median: $9,342 (165%)

Cash: $10,196 (180% of Medicare)

Ins. Median: $9,342 (165% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5,675.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Pinnacol Assurance Workers Comp	$6,882	121%
Aetna	$9,342	165%
Banner Health	$9,342	165%
Blue Cross Blue Shield	$9,342	165%
Clear Spring Health	$9,342	165%
Healthspring Life & Health Insurance Company, Inc.	$9,342	165%
Medica	$9,342	165%
Medicare (plans)	$9,342	165%
UnitedHealthcare	$9,342	165%
Longevity	$9,622	170%
Humana	$9,902	174%
Devoted Health Services	$10,276	181%
Denver Health Medical Plan	$18,246	321%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $10,196.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 392.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Sterling Regional Medcenter is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 392.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.