CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: National Jewish Health

Billing Code: 72148 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$439

about 1.8× the $244 Medicare rate · typically $186–$691

modeled estimate · not a bill or quote

What this hospital charges insurers

$489

About the fair price

about $50 over the fair price · 2.0× Medicare

Medicare pays $244 Fair price $439 This hospital $489 Cash price $1,380 Hospital's list price $1,972

How we calculate the fair BaseRate →

How this hospital compares to other CO hospitals

Highest price of the 9 CO hospitals we have prices for — worth calling around.

Cheapest $70 Priciest $489

Black dot = this hospital, among the 9 CO hospitals with a price for this procedure. Full list below.

A fair price for a MRI, lower back (no contrast) is about $439 (about 1.8× the $244 Medicare rate). National Jewish Health charges insurers about $489, or about $1,380 in cash — about the fair price. Located in Denver, CO.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

6 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana✓ Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$368	151%
Blue Cross Blue Shieldmajor	$252 - $800	103%
Aetnamajor	$252 - $800	103%
Cignamajor	$1,006 - $1,578	413%
Humanamajor	$368 - $1,650	151%
Kaiser Permanentemajor	$368 - $950	151%
SelectHealth	$252 - $529	103%
+ 1 smaller / regional plan	$1,479

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 1,380), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm National Jewish Health is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at National Jewish Health

Compare: MRI, lower back (no contrast) at other CO hospitals

Insurance negotiated median for the same procedure, sorted lowest first.