CMS Price Transparency Data

Physical therapy (gait training)

Facility: Medical Center of the Rockies

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97116
  • Insurance Median: $110
  • Cash Discount Price: $120
  • vs. Medicare Baseline: 3.79x Medicare
The contracted insurance negotiated median rate for a Physical therapy (gait training) at Medical Center of the Rockies is $110. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $120. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 3.79x the Medicare baseline. Located in 2500 Rocky Mountain Ave, Loveland, CO.
Cash / Self-Pay
$120

Average discount available for prompt cash payment at this facility.

Insurance Median
$110

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)
Cash / Self-Pay: $120 (413%)
Insurance Median: $110 (379%)
Cash: $120 (413% of Medicare)
Ins. Median: $110 (379% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 379% of the Medicare baseline (a markup of 279%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $30 - $142 103%
Blue Cross Blue Shield $30 - $118 103%
Cigna $30 - $215 103%
Cms $30 103%
Devoted Health $30 103%
Humana $30 103%
Kaiser $30 103%
Select Health $30 - $74 103%
UnitedHealthcare $30 - $142 103%
Simplified Benefits Administration $65 - $140 224%
First Health $101 348%
Denver Health Medical Plan $134 461%
Midlands Choice $155 533%
Rocky Mountain Health Plans $155 533%
Multiplan $157 540%
Phcs $157 540%
First Choice Of The Midwest $167 575%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 2500 Rocky Mountain Ave, Loveland, CO 80538
  • CMS Rating: ★★★★★
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals