CMS Price Transparency Data

Blood test, thyroid (TSH)

Facility: Banner Fort Collins Medical Center

Billing Code: 84443 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84443
Insurance Median: $42
Cash Discount Price: $12
vs. Medicare Baseline: 2.50x Medicare

The contracted insurance negotiated median rate for a Blood test, thyroid (TSH) at Banner Fort Collins Medical Center is $42. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $12. Compared to the federal Medicare reimbursement reference rate of $16.8, this hospital’s rate is 2.50x the Medicare baseline. Located in 4700 Lady Moon Dr, Fort Collins, CO.

Cash / Self-Pay

$12

Average discount available for prompt cash payment at this facility.

Insurance Median

$42

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$16.8

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $16.8 (100%)

Cash / Self-Pay: $12 (71%)

Insurance Median: $42 (250%)

Cash: $12 (71% of Medicare)

Ins. Median: $42 (250% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $16.8 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 250% of the Medicare baseline (a markup of 150%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$16 - $45	95%
Blue Cross Blue Shield	$17 - $34	101%
Cigna	$17	101%
Clear Spring Health	$17	101%
Healthspring Life & Health Insurance Company, Inc.	$17	101%
Humana	$17	101%
Longevity	$17	101%
Medica	$17 - $45	101%
Medicare (plans)	$17	101%
Devoted Health Services	$18	107%
Assist Health Group	$20	119%
Banner Health	$21 - $22	125%
Pinnacol Assurance Workers Comp	$26	155%
Denver Health Medical Plan	$30	179%
Hue Health, Inc	$36 - $43	214%
Centivo	$40	238%
Apostrophe, Inc.	$43 - $46	256%
Decent Health	$43 - $46	256%
Rocky Mountain Health Plans	$43 - $46	256%
Aetna	$45 - $47	268%
First Choice Health Network	$46 - $49	274%
First Choice Of The Midwest	$48 - $51	286%
Multiplan	$48 - $51	286%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $12.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84443.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Banner Fort Collins Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84443.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.