CMS Price Transparency Data

CT scan, head (with contrast)

Facility: Banner Fort Collins Medical Center

Billing Code: 70460 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70460
Insurance Median: $605
Cash Discount Price: $470
vs. Medicare Baseline: 3.38x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with contrast) at Banner Fort Collins Medical Center is $605. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $470. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 3.38x the Medicare baseline. Located in 4700 Lady Moon Dr, Fort Collins, CO.

Cash / Self-Pay

$470

Average discount available for prompt cash payment at this facility.

Insurance Median

$605

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $470 (262%)

Insurance Median: $605 (338%)

Cash: $470 (262% of Medicare)

Ins. Median: $605 (338% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 338% of the Medicare baseline (a markup of 238%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$174 - $959	97%
Blue Cross Blue Shield	$179 - $742	100%
Cigna	$179	100%
Clear Spring Health	$179	100%
Healthspring Life & Health Insurance Company, Inc.	$179	100%
Medica	$179 - $1,173	100%
Medicare (plans)	$179	100%
Humana	$184	103%
Longevity	$184	103%
Devoted Health Services	$188	105%
Assist Health Group	$215	120%
Pinnacol Assurance Workers Comp	$281	157%
Denver Health Medical Plan	$320	179%
Centivo	$429	239%
Hue Health, Inc	$456 - $986	254%
Banner Health	$577	322%
Aetna	$700	391%
Rocky Mountain Health Plans	$1,189	664%
Apostrophe, Inc.	$1,197	668%
Decent Health	$1,197	668%
First Choice Health Network	$1,267	707%
Multiplan	$1,324	739%
First Choice Of The Midwest	$1,338	747%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $470.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70460.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Banner Fort Collins Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70460.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.