CMS Price Transparency Data

Blood test, calcium

Facility: Memorial Hospital, The

Billing Code: 82310 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82310
Insurance Median: $70
Cash Discount Price: $53
vs. Medicare Baseline: 13.57x Medicare

The contracted insurance negotiated median rate for a Blood test, calcium at Memorial Hospital, The is $70. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $53. Compared to the federal Medicare reimbursement reference rate of $5.16, this hospital’s rate is 13.57x the Medicare baseline. Located in 750 Hospital Loop, Craig, CO.

Cash / Self-Pay

$53

Average discount available for prompt cash payment at this facility.

Insurance Median

$70

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.16

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.16 (100%)

Cash / Self-Pay: $53 (1027%)

Insurance Median: $70 (1357%)

Cash: $53 (1027% of Medicare)

Ins. Median: $70 (1357% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1357% of the Medicare baseline (a markup of 1257%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$30 - $82	581%
Blue Cross Blue Shield	$30 - $82	581%
Care Advantage	$30 - $82	581%
Cvs Caremark-Part D	$30 - $82	581%
Denver Health	$30 - $82	581%
Humana	$30 - $82	581%
Kaiser	$30 - $82	581%
Rmhp Dualcare	$30 - $82	581%
Allegiance	$70	1357%
Cigna	$70	1357%
Geha	$70	1357%
Golden Rule Ins	$70	1357%
Great West Hlthcare	$70	1357%
Health Partners	$70	1357%
UnitedHealthcare	$70 - $82	1357%
Multiplan Inc Ppo	$75 - $78	1453%
First Health Other	$78	1512%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $53.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82310.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Hospital, The is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82310.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.