CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: Memorial Hospital, The

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80061
Insurance Median: $49
Cash Discount Price: $72
vs. Medicare Baseline: 3.66x Medicare

The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at Memorial Hospital, The is $49. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $72. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 3.66x the Medicare baseline. Located in 750 Hospital Loop, Craig, CO.

Cash / Self-Pay

$72

Average discount available for prompt cash payment at this facility.

Insurance Median

$49

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)

Cash / Self-Pay: $72 (538%)

Insurance Median: $49 (366%)

Cash: $72 (538% of Medicare)

Ins. Median: $49 (366% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 366% of the Medicare baseline (a markup of 266%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$9 - $197	67%
Care Advantage	$9 - $197	67%
Cvs Caremark-Part D	$9 - $197	67%
Denver Health	$9 - $197	67%
Kaiser	$9 - $197	67%
Rmhp Dualcare	$9 - $197	67%
Blue Cross Blue Shield	$14 - $197	105%
Allegiance	$21 - $168	157%
Cigna	$21 - $168	157%
Geha	$21 - $168	157%
Golden Rule Ins	$21 - $168	157%
Great West Hlthcare	$21 - $168	157%
Health Partners	$21 - $168	157%
UnitedHealthcare	$21 - $197	157%
Multiplan Inc Ppo	$23 - $187	172%
Humana	$25 - $197	187%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $72.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80061.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Hospital, The is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80061.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.