CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Memorial Hospital, The

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $296
Cash Discount Price: $226
vs. Medicare Baseline: 1.32x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Memorial Hospital, The is $296. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $226. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 1.32x the Medicare baseline. Located in 750 Hospital Loop, Craig, CO.

Cash / Self-Pay

$226

Average discount available for prompt cash payment at this facility.

Insurance Median

$296

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $226 (101%)

Insurance Median: $296 (132%)

Cash: $226 (101% of Medicare)

Ins. Median: $296 (132% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$129 - $348	58%
Care Advantage	$129 - $348	58%
Cvs Caremark-Part D	$129 - $348	58%
Denver Health	$129 - $348	58%
Humana	$129 - $348	58%
Kaiser	$129 - $348	58%
Rmhp Dualcare	$129 - $348	58%
Allegiance	$296	132%
Cigna	$296	132%
Geha	$296	132%
Golden Rule Ins	$296	132%
Great West Hlthcare	$296	132%
Health Partners	$296	132%
UnitedHealthcare	$296 - $348	132%
Aetna	$304 - $348	136%
Multiplan Inc Ppo	$320 - $330	143%
First Health Other	$330	148%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $226.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorial Hospital, The is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.