CMS Price Transparency Data

Blood test, clotting time (PT/INR)

Facility: Gunnison Valley Hospital

Billing Code: 85610 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85610
Insurance Median: $31
Cash Discount Price: $43
vs. Medicare Baseline: 7.23x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PT/INR) at Gunnison Valley Hospital is $31. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $43. Compared to the federal Medicare reimbursement reference rate of $4.29, this hospital’s rate is 7.23x the Medicare baseline. Located in 711 N Taylor St, Gunnison, CO.

Cash / Self-Pay

$43

Average discount available for prompt cash payment at this facility.

Insurance Median

$31

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.29

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.29 (100%)

Cash / Self-Pay: $43 (1002%)

Insurance Median: $31 (723%)

Cash: $43 (1002% of Medicare)

Ins. Median: $31 (723% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.29 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 723% of the Medicare baseline (a markup of 623%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$5	117%
Medicare (plans)	$10 - $25	233%
Gunnison County Coroner Op Only	$11 - $27	256%
Gunnison County Sheriff Op & Profee Only	$11 - $27	256%
Ebms Hdhp	$13 - $31	303%
Tetwp Op & Profee Only-All Plans	$13 - $31	303%
U Of Co Transplant-All Plans	$13 - $31	303%
Ebms Ppo Plan-All Other Plans	$15 - $36	350%
Gunnison County Employees-All Other Plans	$17 - $42	396%
Scottish Rites-All Plans	$17 - $42	396%
Blue Cross Blue Shield	$18 - $46	420%
Elap Employers-All Plans	$18 - $44	420%
Apostrophe-All Plans	$19 - $47	443%
Multiplan-All Plans	$19 - $48	443%
Aetna	$20 - $50	466%
Cigna	$20 - $51	466%
Cofinity-All Plans	$20 - $50	466%
Rocky Mountain Health-All Plans	$20 - $49	466%
UnitedHealthcare	$20 - $49	466%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $43.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85610.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Gunnison Valley Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85610.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.