CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Gunnison Valley Hospital

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $41
Cash Discount Price: $82
vs. Medicare Baseline: 3.01x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Gunnison Valley Hospital is $41. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $82. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 3.01x the Medicare baseline. Located in 711 N Taylor St, Gunnison, CO.

Cash / Self-Pay

$82

Average discount available for prompt cash payment at this facility.

Insurance Median

$41

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $82 (602%)

Insurance Median: $41 (301%)

Cash: $82 (602% of Medicare)

Ins. Median: $41 (301% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 301% of the Medicare baseline (a markup of 201%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$14	103%
Medicare (plans)	$21 - $73	154%
Gunnison County Coroner Op Only	$22 - $77	161%
Gunnison County Sheriff Op & Profee Only	$22 - $77	161%
Ebms Hdhp	$25 - $90	183%
Tetwp Op & Profee Only-All Plans	$25 - $90	183%
U Of Co Transplant-All Plans	$25 - $90	183%
Ebms Ppo Plan-All Other Plans	$29 - $105	213%
Gunnison County Employees-All Other Plans	$34 - $120	249%
Scottish Rites-All Plans	$34 - $120	249%
Elap Employers-All Plans	$36 - $127	264%
Blue Cross Blue Shield	$37 - $131	271%
Apostrophe-All Plans	$38 - $135	279%
Multiplan-All Plans	$39 - $139	286%
Aetna	$40 - $144	293%
Cofinity-All Plans	$40 - $144	293%
Rocky Mountain Health-All Plans	$40 - $142	293%
UnitedHealthcare	$40 - $142	293%
Cigna	$41 - $147	301%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $82.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Gunnison Valley Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.