CMS Price Transparency Data

Breast lump removal

Facility: Gunnison Valley Hospital

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $1,540
Cash Discount Price: $1,870
vs. Medicare Baseline: 0.38x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at Gunnison Valley Hospital is $1,540. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,870. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 0.38x the Medicare baseline. Located in 711 N Taylor St, Gunnison, CO.

Cash / Self-Pay

$1,870

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,540

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Cash / Self-Pay: $1,870 (47%)

Insurance Median: $1,540 (38%)

Cash: $1,870 (47% of Medicare)

Ins. Median: $1,540 (38% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$342	9%
Medicare (plans)	$415	10%
Aetna	$602	15%
Apostrophe-All Plans	$685	17%
Cigna	$685	17%
Gunnison County Sheriff Op & Profee Only	$1,129	28%
Ebms Hdhp	$1,320	33%
Tetwp Op & Profee Only-All Plans	$1,320	33%
U Of Co Transplant-All Plans	$1,320	33%
Ebms Ppo Plan-All Other Plans	$1,540	38%
Gunnison County Employees-All Other Plans	$1,760	44%
Scottish Rites-All Plans	$1,760	44%
Elap Employers-All Plans	$1,870	47%
Blue Cross Blue Shield	$1,929	48%
Multiplan-All Plans	$1,980	49%
Rocky Mountain Health-All Plans	$2,090	52%
UnitedHealthcare	$2,090	52%
Cofinity-All Plans	$2,112	53%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,870.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Gunnison Valley Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.