CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Gunnison Valley Hospital

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $95
Cash Discount Price: $106
vs. Medicare Baseline: 0.52x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at Gunnison Valley Hospital is $95. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $106. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.52x the Medicare baseline. Located in 711 N Taylor St, Gunnison, CO.

Cash / Self-Pay

$106

Average discount available for prompt cash payment at this facility.

Insurance Median

$95

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $106 (58%)

Insurance Median: $95 (52%)

Cash: $106 (58% of Medicare)

Ins. Median: $95 (52% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Gunnison County Sheriff Op & Profee Only	$51 - $77	28%
Ebms Hdhp	$60 - $90	33%
Tetwp Op & Profee Only-All Plans	$60 - $90	33%
U Of Co Transplant-All Plans	$60 - $90	33%
Ebms Ppo Plan-All Other Plans	$70 - $105	39%
Gunnison County Employees-All Other Plans	$80 - $120	44%
Scottish Rites-All Plans	$80 - $120	44%
Elap Employers-All Plans	$85 - $128	47%
Blue Cross Blue Shield	$88 - $131	49%
Multiplan-All Plans	$90 - $135	50%
Rocky Mountain Health-All Plans	$95 - $142	52%
UnitedHealthcare	$95 - $142	52%
Cofinity-All Plans	$96 - $144	53%
Medicaid / KanCare	$135	74%
Medicare (plans)	$136	75%
Aetna	$197	109%
Apostrophe-All Plans	$224	124%
Cigna	$224	124%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $106.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Gunnison Valley Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.