CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Gunnison Valley Hospital

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $3,961
Cash Discount Price: $4,081
vs. Medicare Baseline: 4.51x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Gunnison Valley Hospital is $3,961. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,081. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 4.51x the Medicare baseline. Located in 711 N Taylor St, Gunnison, CO.

Cash / Self-Pay

$4,081

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,961

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $4,081 (465%)

Insurance Median: $3,961 (451%)

Cash: $4,081 (465% of Medicare)

Ins. Median: $3,961 (451% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 451% of the Medicare baseline (a markup of 351%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$1,043	119%
Medicare (plans)	$2,352	268%
Gunnison County Coroner Op Only	$2,464	281%
Gunnison County Sheriff Op & Profee Only	$2,464	281%
Ebms Hdhp	$2,881	328%
Tetwp Op & Profee Only-All Plans	$2,881	328%
U Of Co Transplant-All Plans	$2,881	328%
Ebms Ppo Plan-All Other Plans	$3,361	383%
Gunnison County Employees-All Other Plans	$3,841	438%
Scottish Rites-All Plans	$3,841	438%
Elap Employers-All Plans	$4,081	465%
Blue Cross Blue Shield	$4,209	480%
Apostrophe-All Plans	$4,321	493%
Multiplan-All Plans	$4,465	509%
Rocky Mountain Health-All Plans	$4,561	520%
UnitedHealthcare	$4,561	520%
Aetna	$4,609	525%
Cofinity-All Plans	$4,609	525%
Cigna	$4,705	536%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,081.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Gunnison Valley Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.