CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: Gunnison Valley Hospital

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92507
Insurance Median: $249
Cash Discount Price: $245
vs. Medicare Baseline: 3.27x Medicare

The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at Gunnison Valley Hospital is $249. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $245. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 3.27x the Medicare baseline. Located in 711 N Taylor St, Gunnison, CO.

Cash / Self-Pay

$245

Average discount available for prompt cash payment at this facility.

Insurance Median

$249

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)

Cash / Self-Pay: $245 (322%)

Insurance Median: $249 (327%)

Cash: $245 (322% of Medicare)

Ins. Median: $249 (327% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 327% of the Medicare baseline (a markup of 227%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicare (plans)	$141	185%
Gunnison County Coroner Op Only	$148	194%
Gunnison County Sheriff Op & Profee Only	$148	194%
Ebms Hdhp	$173	227%
Tetwp Op & Profee Only-All Plans	$173	227%
U Of Co Transplant-All Plans	$173	227%
Ebms Ppo Plan-All Other Plans	$202	265%
Gunnison County Employees-All Other Plans	$231	303%
Scottish Rites-All Plans	$231	303%
Elap Employers-All Plans	$245	322%
Blue Cross Blue Shield	$253	332%
Apostrophe-All Plans	$260	341%
Multiplan-All Plans	$268	352%
Rocky Mountain Health-All Plans	$274	360%
UnitedHealthcare	$274	360%
Aetna	$277	364%
Cofinity-All Plans	$277	364%
Cigna	$283	372%
Medicaid / KanCare	$381	500%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $245.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92507.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Gunnison Valley Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92507.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.