CMS Price Transparency Data

Culture, blood

Facility: PAM Specialty Hospital of Denver

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $397
Cash Discount Price: $496
vs. Medicare Baseline: 38.47x Medicare

The contracted insurance negotiated median rate for a Culture, blood at PAM Specialty Hospital of Denver is $397. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $496. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 38.47x the Medicare baseline. Located in 1690 N Meade St, Denver, CO.

Cash / Self-Pay

$496

Average discount available for prompt cash payment at this facility.

Insurance Median

$397

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $496 (4806%)

Insurance Median: $397 (3847%)

Cash: $496 (4806% of Medicare)

Ins. Median: $397 (3847% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 3847% of the Medicare baseline (a markup of 3747%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Galaxy Health Network	$322	3120%
America'S Choice	$347	3362%
Provider Network Of America	$372	3605%
Quik Trip	$372	3605%
Usa Managed Care Organization	$372	3605%
Velocity Provider Ppo Network	$372	3605%
Evolutions Healthcare System	$397	3847%
Fara	$397	3847%
Multiplan	$397	3847%
Integrated Health Plan	$407	3944%
First Choice Of The Midwest	$421	4079%
Fortified Provider Network	$421	4079%
Prime Health Services	$421	4079%
Three Rivers Provider Network	$421	4079%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $496.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm PAM Specialty Hospital of Denver is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.