CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: HCA Healthone Spalding Rehabilitation

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72148
Insurance Median: $1,237
Cash Discount Price: $3,714
vs. Medicare Baseline: 5.07x Medicare

The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at HCA Healthone Spalding Rehabilitation is $1,237. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,714. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 5.07x the Medicare baseline. Located in 900 Potomac St, Aurora, CO.

Cash / Self-Pay

$3,714

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,237

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $3,714 (1524%)

Insurance Median: $1,237 (507%)

Cash: $3,714 (1524% of Medicare)

Ins. Median: $1,237 (507% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 507% of the Medicare baseline (a markup of 407%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Pinnacol Workers Comp	$377	155%
United	$391 - $1,671	160%
Multiplan	$393 - $3,343	161%
Rocky Mountain Health Plan	$518	212%
Vail Health	$565	232%
Blue Cross Blue Shield	$783 - $2,526	321%
Cigna	$999 - $2,377	410%
Aetna	$1,114 - $1,883	457%
Kaiser	$1,237 - $2,214	507%
Western Plains Community Health	$2,414	990%
Triwest Health Alliance	$2,971	1219%
Prime Health	$3,343	1371%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,714.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72148.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Healthone Spalding Rehabilitation is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72148.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.