CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: Cobalt Rehabilitation Hospital Denver LLC

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97110
Insurance Median: $64
Cash Discount Price: $138
vs. Medicare Baseline: 2.20x Medicare

The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at Cobalt Rehabilitation Hospital Denver LLC is $64. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $138. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 2.20x the Medicare baseline. Located in 6500 W 104Th Ave, Westminster, CO.

Cash / Self-Pay

$138

Average discount available for prompt cash payment at this facility.

Insurance Median

$64

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $138 (475%)

Insurance Median: $64 (220%)

Cash: $138 (475% of Medicare)

Ins. Median: $64 (220% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 220% of the Medicare baseline (a markup of 120%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$25 - $30	86%
Humana	$27 - $110	93%
Blue Cross Blue Shield	$30 - $83	103%
Clear Spring	$30	103%
Cms	$30	103%
Denver Health Plan	$30 - $33	103%
Innovage/Total Long Term Care	$30	103%
Select Health	$30 - $33	103%
UnitedHealthcare	$30 - $122	103%
Velocity Provider Ppo Network	$36 - $104	124%
Prime Health Services	$38 - $118	131%
America'S Choice Provider Network	$97	334%
Quik Trip	$104	358%
Usa Managed Care Organization	$104	358%
Wellcare	$110	379%
Multiplan/Phcs	$111	382%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $138.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cobalt Rehabilitation Hospital Denver LLC is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.