Bunion correction surgery
Facility: Charlotte Hungerford Hospital
Billing Code: 28296 (CPT)
This hospital's typical commercial price is $1,337 compared to the $2,248 fair price benchmark.
3-Star CMS clinical quality rating paired with 0.59× fair market pricing.
One of the lower prices — 5 of 8 other CT hospitals charge more for the same procedure.
Black dot = this hospital, among the 9 CT hospitals with a price for this procedure. Full list below.
A fair price for a Bunion correction surgery is about $2,248 (about 0.7× the $3,343 Medicare rate). Charlotte Hungerford Hospital charges insurers about $1,337, or about $2,965 in cash — below the fair price — a good deal. Located in Torrington, CT.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $769 - $1,337 | 23% |
| Blue Cross Blue Shieldmajor | $1,152 - $8,483 | 34% |
| Aetnamajor | $1,012 - $3,194 | 30% |
| Cignamajor | $1,208 | 36% |
| Molina | $1,337 - $6,082 | 40% |
| Tufts Health Plan | $1,337 | 40% |
| WellCare | $1,364 | 41% |
| + 3 smaller / regional plans | $769 - $1,457 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Charlotte Hungerford Hospital
Compare: Bunion correction surgery at other CT hospitals
- Gaylord Hospital · Wallingford $561
- Midstate Medical Center · Meriden $1,337
- William W Backus Hospital · Norwich $1,337
- St Vincent's Medical Center · Bridgeport $1,351
- Hartford Hospital · Hartford $1,367
- Bristol Hospital · Bristol $3,937
- John Dempsey Hospital of the University of Connect · Farmington $5,194
- Griffin Hospital · Derby $5,786
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Charlotte Hungerford Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $1,076
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $1,076).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Charlotte Hungerford Hospital's published 45 CFR § 180 self-pay cash rate is $2,965 (vs. $1,337 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $2,248 Fair BaseRate ($3,343 Medicare)
Your bill ($2,965) is $717 above the denoised Fair BaseRate ($2,248) and 0.9× the $3,343 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.