CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Saint Mary's Hospital

Billing Code: 95810 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$1,030

about 1.2× the $877 Medicare rate · typically $405–$2,681

modeled estimate · not a bill or quote

What this hospital charges insurers

$3,053

Well above the fair price

about $2,023 over the fair price · 3.5× Medicare

Medicare pays $877 Fair price $1,030 This hospital $3,053 Cash price $4,256 Hospital's list price $7,739

How we calculate the fair BaseRate →

How this hospital compares to other CT hospitals

Highest price of the 9 CT hospitals we have prices for — worth calling around.

Cheapest $351 Priciest $3,053

Black dot = this hospital, among the 9 CT hospitals with a price for this procedure. Full list below.

A fair price for a Sleep study (overnight, in lab) is about $1,030 (about 1.2× the $877 Medicare rate). Saint Mary's Hospital charges insurers about $3,053, or about $4,256 in cash — well above the fair price. Located in Waterbury, CT.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $1,030. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Kaiser Permanente Humana

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,009 - $7,739	115%
Blue Cross Blue Shieldmajor	$1,009 - $3,053	115%
Aetnamajor	$1,009 - $3,935	115%
Cignamajor	$1,039 - $6,191	118%
Kaiser Permanentemajor	$3,053	348%
Dean Health Plan	$5,959	679%
GEHA	$4,954	565%
Harvard Pilgrim	$4,954	565%
HealthPartners	$2,473	282%
MagnaCare	$2,473	282%
MVP Health Care	$5,959	679%
Paramount	$5,959	679%
UniCare	$3,053	348%
+ 34 smaller / regional plans	$951 - $6,625

Government programs also on file: Medicare.

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 4,256), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 95810.

Insurance Before you use insurance

Call your insurance company to confirm Saint Mary's Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 95810.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Saint Mary's Hospital

Compare: Sleep study (overnight, in lab) at other CT hospitals

Insurance negotiated median for the same procedure, sorted lowest first.