CMS Price Transparency Data

Urinalysis (automated, with microscopy)

Facility: Saint Mary's Hospital

Billing Code: 81001 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 81001
  • Insurance Median: $4
  • Cash Discount Price: $128
  • vs. Medicare Baseline: 1.26x Medicare
The contracted insurance negotiated median rate for a Urinalysis (automated, with microscopy) at Saint Mary's Hospital is $4. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $128. Compared to the federal Medicare reimbursement reference rate of $3.17, this hospital’s rate is 1.26x the Medicare baseline. Located in 56 Franklin Street, Waterbury, CT.
Cash / Self-Pay
$128

Average discount available for prompt cash payment at this facility.

Insurance Median
$4

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$3.17

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3.17 (100%)
Cash / Self-Pay: $128 (4038%)
Insurance Median: $4 (126%)
Cash: $128 (4038% of Medicare)
Ins. Median: $4 (126% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3.17 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $3 - $6 95%
Blue Cross Blue Shield $3 - $4 95%
Cca Senior Care Options $3 95%
Cigna $3 - $11 95%
Geha $3 95%
Harvard Pilgrim Healthcare $3 95%
Medicare (plans) $3 95%
UnitedHealthcare $3 - $14 95%
Bcn Domestic $4 126%
Blue Benefit Administrators of Massachusetts $4 126%
Blue Care Network $4 126%
Blue Distinction Transplant $4 126%
Blue Shield - Ca $4 126%
Blue Shield - Id (Regence) $4 126%
Blue Shield - Ny Highmark Northeastern $4 126%
Blue Shield - Ny Highmark Western $4 126%
Blue Shield - PA (Highmark) $4 126%
Blue Shield - Wa (Regence) $4 126%
Centivo $4 126%
Connecticare $4 126%
Connecticut Dept of Correction $4 126%
Health Choices $4 126%
Kaiser Domestic $4 126%
Pre-Employment $4 126%
Unicare $4 126%
Wc Domestic $4 126%
Wellpoint $4 126%
1199 National Benefit Fund $6 189%
Allegiance $6 189%
Allied Benefit Systems $6 189%
Gravie Admin Services $6 189%
Hap $6 189%
Health Partners $6 189%
Luminare Health $6 189%
Magnacare $6 189%
Meritain $6 189%
Nippon Life Ins $6 189%
Webtpa $6 189%
Carelon Behavioral Health $7 221%
Claimdoc $7 221%
Diversified Administrators $7 221%
Health New England $7 221%
Innovative Health Plan II $7 221%
Allied National Global Care $11 347%
Asrm - Reliance Standard Life Insurance $11 347%
Christian Care Ministry $11 347%
Dean Health $11 347%
Fallon Health $11 347%
Family Life Insurance Company $11 347%
Ghc Scw $11 347%
International Benefit Administrators $11 347%
Lifetime Benefit Solutions $11 347%
Manhattan Life $11 347%
Medi Share $11 347%
Multiplan $11 347%
Mvp $11 347%
PHCS $11 347%
Pai $11 347%
Pan-American Life $11 347%
Paramount HMO $11 347%
Prime Health Services $11 347%
Trinity Health Share $11 347%
Health Smart $12 379%
United Behavioral Health Eap $14 442%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 56 Franklin Street, Waterbury, CT 06706
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals