CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: John Dempsey Hospital of the University of Connect

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $1,440
Cash Discount Price: $4,212
vs. Medicare Baseline: 1.64x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at John Dempsey Hospital of the University of Connect is $1,440. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,212. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 1.64x the Medicare baseline. Located in 263 Farmington Ave, Farmington, CT.

Cash / Self-Pay

$4,212

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,440

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $4,212 (480%)

Insurance Median: $1,440 (164%)

Cash: $4,212 (480% of Medicare)

Ins. Median: $1,440 (164% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$225 - $4,675	26%
Aetna	$1,216 - $1,599	139%
Blue Cross Blue Shield	$1,216 - $6,664	139%
Care Partners of Connecticut	$1,216	139%
Connecticare	$1,216 - $3,765	139%
Humana	$1,216	139%
Wellcare	$1,253	143%
Cigna	$2,705	308%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,212.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm John Dempsey Hospital of the University of Connect is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.