CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Gaylord Hospital

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99214
Insurance Median: $255
Cash Discount Price: $293
vs. Medicare Baseline: 1.88x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at Gaylord Hospital is $255. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $293. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 1.88x the Medicare baseline. Located in 50 Gaylord Farm Rd, Wallingford, CT.

Cash / Self-Pay

$293

Average discount available for prompt cash payment at this facility.

Insurance Median

$255

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)

Cash / Self-Pay: $293 (216%)

Insurance Median: $255 (188%)

Cash: $293 (216% of Medicare)

Ins. Median: $255 (188% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$88 - $311	65%
Blue Cross Blue Shield	$88 - $375	65%
Connecticare	$88 - $383	65%
UnitedHealthcare	$88 - $371	65%
Cigna	$100 - $362	74%
Harvard Pilgrim	$242 - $635	178%
Yale Health Plan	$259 - $680	191%
Multiplan	$361	266%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $293.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99214.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Gaylord Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99214.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.