CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: Connecticut Childrens Medical Center

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $2,789
Cash Discount Price: $1,990
vs. Medicare Baseline: 3.18x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Connecticut Childrens Medical Center is $2,789. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,990. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 3.18x the Medicare baseline. Located in 282 Washington Street, Hartford, CT.

Cash / Self-Pay

$1,990

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,789

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $1,990 (227%)

Insurance Median: $2,789 (318%)

Cash: $1,990 (227% of Medicare)

Ins. Median: $2,789 (318% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 318% of the Medicare baseline (a markup of 218%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$1,432 - $2,865	163%
Great West Healthcare [100107]	$1,432 - $2,865	163%
Health Partners [110229]	$1,432 - $2,865	163%
Mvp Health Plan [100144]	$1,432 - $2,865	163%
Tufts Health Plan [100114]	$1,432 - $2,865	163%
Harvard Pilgrim [1001134]	$2,419 - $8,172	276%
Multiplan [1001126]	$2,419 - $2,819	276%
UnitedHealthcare	$2,419 - $8,172	276%
Blue Cross Blue Shield	$2,505	286%
Unicare [100148]	$2,505	286%
Wellpoint [100150]	$2,505	286%
Aetna	$2,510 - $2,789	286%
Golden Rule [100106]	$2,785 - $8,172	317%
Oxford [100103]	$2,785 - $8,172	317%
1199 National Benefit Fund [100134]	$2,789	318%
Government Employees Hospital Assoc [100115]	$2,789	318%
Humana	$2,789	318%
Meritain Health [100149]	$2,789	318%
Nippon Life Ins Co Of America [100112]	$2,789	318%
Yale Health Plan [100162]	$2,789	318%
Cdphp/Comm [100199]	$2,819	321%
Generic Multiplan [1001130]	$2,819	321%
Ultrabenefits/Comm [100181]	$2,819	321%
Connecticare [100105]	$2,820 - $2,976	321%
Emblem Health Commercial [1001108]	$2,976	339%
Medicaid / KanCare	$2,976	339%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,990.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Connecticut Childrens Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.