St Francis Hospital & Medical Center
114 Woodland Street & 500 Blue Hills Avenue, Hartford, CT 06105 · 115 Priced Procedures · 63% Patient Recommendation
Typical commercial prices here are +17% above the fair benchmark (1.17×) even after accounting for local nurse/doctor wages and patient complexity.
2-Star CMS clinical quality rating paired with 1.17× fair market pricing.
Aligned Regional Benchmark Peer
St Francis Hospital & Medical Center prices shoppable and inpatient services (1.5× to 1.5× Medicare, divergence 1.00×) in alignment with regional hospital peers (1.17× Fair BaseRate). Reviewing plan-specific negotiated rates and cash discounts helps lock in the lowest out-of-pocket tier.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.91× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 28% of shoppable procedures (67/100 Cash Honesty)
- 2-Star CMS clinical rating with 63% patient recommendation (56/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (31.3% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.17× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Commercial insurance median sits at 1.10× Fair BaseRate (1.5× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 1.40×) jump +27% above the median procedure ratio (Q50 1.10×)
- Unnegotiated chargemaster list prices average 6.5× Medicare (19¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at St Francis Hospital & Medical Center
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 115 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $64,636 | 2.1× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $39,793 | 2.0× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $39,129 | 2.1× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $38,191 | 2.1× |
| Bunion correction surgery CPT Code: 28296 | $13,633 | unverified |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $13,633 | unverified |
| Total knee replacement CPT Code: 27447 | — | — |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $9,995 | 1.2× |
| Trauma team activation HCPCS Code: G0390 | $3,953 | unverified |
| Breast lump removal CPT Code: 19120 | — | — |
| Total hip replacement CPT Code: 27130 | $2,825 | 0.2× |
| Blood transfusion CPT Code: 36430 | $1,838 | unverified |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $1,451 | 0.2× |
| Vaginal delivery (full package) CPT Code: 59400 | $1,306 | 0.5× |
| C-section delivery (full package) CPT Code: 59510 | $1,295 | 0.4× |
| Colonoscopy with biopsy CPT Code: 45380 | $1,205 | 1.0× |
| Inguinal hernia repair CPT Code: 49505 | $1,157 | 0.3× |
| Upper endoscopy with biopsy CPT Code: 43239 | — | — |
| Colonoscopy (diagnostic) CPT Code: 45378 | — | — |
| MRI, brain (with and without contrast) CPT Code: 70553 | $832 | 1.6× |
| Injection procedure for pain management HCPCS Code: G0260 | $838 | 1.0× |
| MRI, knee or other leg joint CPT Code: 73721 | $739 | unverified |
| Rabies immune globulin HCPCS Code: 90375 | $641 | 2.0× |
| MRI, lower back (no contrast) CPT Code: 72148 | $587 | 1.7× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $564 | 1.3× |
Audit a Bill or Quote at St Francis Hospital & Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $48,492
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (31.3% of gross = $48,492).
Self-Pay Cash Rate ($47,958) Beats Your Bill
St Francis Hospital & Medical Center's published 45 CFR § 180 self-pay cash rate is $47,958 (vs. $64,636 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($155,126) is $124,351 above the denoised Fair BaseRate ($30,775) and 6.6× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (31.3% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (396 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for St Francis Hospital & Medical Center.
Notable Payer Contract Outliers (SVD Matrix Anomalies)
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.