CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Medstar Georgetown University Hospital

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $188
Cash Discount Price: $189
vs. Medicare Baseline: 5.80x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Medstar Georgetown University Hospital is $188. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $189. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 5.80x the Medicare baseline. Located in 3800 Reservoir Rd, Washington, DC.

Cash / Self-Pay

$189

Average discount available for prompt cash payment at this facility.

Insurance Median

$188

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $189 (583%)

Insurance Median: $188 (580%)

Cash: $189 (583% of Medicare)

Ins. Median: $188 (580% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 580% of the Medicare baseline (a markup of 480%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Carefirst Advantage Inc	$36	111%
Tricare	$36	111%
UnitedHealthcare	$36 - $102	111%
Aetna	$37 - $103	114%
Health Care Service Corporation	$38	117%
Humana	$38	117%
Blue Cross Blue Shield	$45	139%
Medstar Family Choice Inc	$168 - $237	519%
Cigna	$188	580%
Pfc	$189	583%
Carefirst Blue Choice Inc	$202	623%
Private Healthcare Systems (Phcs)	$232	716%
Amerigroup	$237	731%
Amerihealth Caritas District Of Columbia	$237	731%
Hscsn	$237	731%
First Health	$247	762%
Beech Street	$261	806%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $189.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Medstar Georgetown University Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.