CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: Medstar Health Physical Therapy

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $64
Cash Discount Price: $61
vs. Medicare Baseline: 1.90x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at Medstar Health Physical Therapy is $64. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $61. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 1.90x the Medicare baseline. Located in 102 Irving St Nw, Washington, DC.

Cash / Self-Pay

$61

Average discount available for prompt cash payment at this facility.

Insurance Median

$64

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $61 (181%)

Insurance Median: $64 (190%)

Cash: $61 (181% of Medicare)

Ins. Median: $64 (190% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Carefirst Advantage Inc	$37	110%
Aetna	$38 - $69	113%
Tricare	$38	113%
UnitedHealthcare	$38 - $239	113%
Health Care Service Corporation	$39	116%
Humana	$39	116%
Kaiser Permanente	$39 - $67	116%
Medstar Family Choice Inc	$43	127%
Carefirst Blue Choice Inc	$44 - $63	130%
Jhhc	$58 - $64	172%
Pfc	$58 - $64	172%
Kaiser	$70 - $77	208%
Cigna	$76 - $83	225%
First Health	$76 - $83	225%
Private Healthcare Systems (Phcs)	$76 - $83	225%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $61.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Medstar Health Physical Therapy is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.