CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Nemours Children's Hospital, Delaware

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99203
Insurance Median: $82
Cash Discount Price: $144
vs. Medicare Baseline: 0.70x Medicare

The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Nemours Children's Hospital, Delaware is $82. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $144. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 0.70x the Medicare baseline. Located in 1600 Rockland Rd Po Box 269, Wilmington, DE.

Cash / Self-Pay

$144

Average discount available for prompt cash payment at this facility.

Insurance Median

$82

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)

Cash / Self-Pay: $144 (122%)

Insurance Median: $82 (70%)

Cash: $144 (122% of Medicare)

Ins. Median: $82 (70% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Keystone First Hlth Plan	$29 - $64	25%
Us Family Health Plan	$33	28%
Celtic Transplant For De First Health	$50	43%
UnitedHealthcare	$53 - $90	45%
Wellpoint Maryland	$53	45%
Kidz Partners	$54	46%
Health Partners	$56	48%
Upmc	$57	48%
Fidelis	$58	49%
Aetna	$61 - $84	52%
Blue Cross Blue Shield	$63 - $127	54%
Priority Partners John Hopkins	$71	60%
Six Degrees Health Transplant	$72	61%
Cigna	$79 - $91	67%
Great West-One Health Plan	$79 - $91	67%
Ambetter / Centene	$82	70%
Amerihealth Caritas Delaware	$82	70%
Geisinger Health Plan	$86	73%
Integra Administrative Group	$86	73%
National Transplant Network (Ntn)	$94	80%
Six Degrees Health	$94	80%
Star Healthcare Network	$94	80%
Life Trac Solid Organ And Bmt Transplant	$101	86%
Tricare	$135	115%
First Health Network	$137	117%
Insurance Administrators Of America	$137	117%
Interlink Transplant Network	$137	117%
Multiplan	$137	117%
Preferred Healthcare	$137	117%
Private Healthcare Systems	$137	117%
Three Rivers Provider Network	$137	117%
Celtic Transplant	$144	122%
Carefirst Md Community Health Plan	$319	271%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $144.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99203.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Nemours Children's Hospital, Delaware is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99203.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.