CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: Nemours Children's Hospital, Delaware

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $112
Cash Discount Price: $197
vs. Medicare Baseline: 4.04x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at Nemours Children's Hospital, Delaware is $112. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $197. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 4.04x the Medicare baseline. Located in 1600 Rockland Rd Po Box 269, Wilmington, DE.

Cash / Self-Pay

$197

Average discount available for prompt cash payment at this facility.

Insurance Median

$112

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $197 (711%)

Insurance Median: $112 (404%)

Cash: $197 (711% of Medicare)

Ins. Median: $112 (404% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 404% of the Medicare baseline (a markup of 304%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Tricare	$27	97%
Us Family Health Plan	$31	112%
Keystone First Hlth Plan	$39 - $87	141%
Celtic Transplant	$46 - $197	166%
Celtic Transplant For De First Health	$69	249%
UnitedHealthcare	$72 - $123	260%
Wellpoint Maryland	$73	263%
Kidz Partners	$75	271%
Health Partners	$76	274%
Upmc	$78	281%
Fidelis	$79	285%
Aetna	$84 - $114	303%
Blue Cross Blue Shield	$87 - $174	314%
Priority Partners John Hopkins	$97	350%
Six Degrees Health Transplant	$98	354%
Cigna	$108 - $124	390%
Great West-One Health Plan	$108 - $124	390%
Ambetter / Centene	$112	404%
Amerihealth Caritas Delaware	$112	404%
Geisinger Health Plan	$118	426%
Integra Administrative Group	$118	426%
National Transplant Network (Ntn)	$128	462%
Six Degrees Health	$128	462%
Star Healthcare Network	$128	462%
Life Trac Solid Organ And Bmt Transplant	$138	498%
First Health Network	$187	675%
Insurance Administrators Of America	$187	675%
Interlink Transplant Network	$187	675%
Multiplan	$187	675%
Preferred Healthcare	$187	675%
Private Healthcare Systems	$187	675%
Three Rivers Provider Network	$187	675%
Carefirst Md Community Health Plan	$201	725%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $197.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Nemours Children's Hospital, Delaware is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.