Blood test, urea nitrogen (BUN, kidney)
Facility: Shands Jacksonville
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $8
- Cash Discount Price: $16
- vs. Medicare Baseline: 2.03x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 203% of the Medicare baseline (a markup of 103%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Aetna | $3 - $38 | 76% |
| Amerihealth Caritas Florida | $3 | 76% |
| Carelon Health | $3 | 76% |
| Community Care Plan | $3 | 76% |
| Florida Community Care | $3 | 76% |
| Humana | $3 - $39 | 76% |
| Molina | $3 - $5 | 76% |
| Simply Healthcare | $3 | 76% |
| Ameri-Plus Preferred Care | $4 | 101% |
| Avmed | $4 - $26 | 101% |
| Beacon Health Strategies | $4 | 101% |
| Blue Cross Blue Shield | $4 - $27 | 101% |
| Capital Health Plan | $4 - $23 | 101% |
| Careplus Health Plan | $4 | 101% |
| Devoted Health Plan | $4 | 101% |
| Florida Health Care Plan | $4 - $7 | 101% |
| Positive Healthcare Partners | $4 | 101% |
| UnitedHealthcare | $4 - $19 | 101% |
| Florida Complete Care | $5 | 127% |
| North Florida Evaluation & Treatment Center | $5 - $22 | 127% |
| Northeast Florida State Hospital | $5 - $20 | 127% |
| Volusia Health Network | $5 - $19 | 127% |
| Wellcare Of Florida | $5 | 127% |
| Centivo | $6 - $25 | 152% |
| Disney Cruise Line | $6 - $27 | 152% |
| Ambetter / Centene | $7 | 177% |
| Cigna | $7 - $28 | 177% |
| Health First Health Plan | $7 - $32 | 177% |
| Mental Health Associates | $7 - $30 | 177% |
| Wellpath | $7 | 177% |
| Archbold Medical Center | $8 - $34 | 203% |
| Florida Health Alliance | $8 - $33 | 203% |
| Genex | $8 - $34 | 203% |
| Prime Health Services | $8 - $34 | 203% |
| Rockport Provider | $8 - $34 | 203% |
| Corvel Corp | $9 - $39 | 228% |
| First Health | $9 - $39 | 228% |
| Florida Hospital Healthcare System | $9 - $39 | 228% |
| Medsave Usa Tpa | $9 - $39 | 228% |
| Fringe Benefits Coordinators | $10 - $43 | 253% |
| Multiplan | $10 - $41 | 253% |
| Novanet | $10 - $41 | 253% |