CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Baptist Hospital of Miami

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $55
Cash Discount Price: $197
vs. Medicare Baseline: 4.04x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Baptist Hospital of Miami is $55. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $197. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 4.04x the Medicare baseline. Located in 8900 N Kendall Dr, Miami, FL.

Cash / Self-Pay

$197

Average discount available for prompt cash payment at this facility.

Insurance Median

$55

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $197 (1445%)

Insurance Median: $55 (404%)

Cash: $197 (1445% of Medicare)

Ins. Median: $55 (404% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 404% of the Medicare baseline (a markup of 304%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Amerigroup	$6	44%
Medicaid / KanCare	$6 - $7	44%
Aetna	$7 - $418	51%
Sunshine State	$7	51%
UnitedHealthcare	$7 - $523	51%
Wellcare	$7	51%
Vista	$11	81%
Blue Cross Blue Shield	$14 - $339	103%
Medicare (plans)	$14 - $18	103%
Avmed	$15 - $257	110%
Humana	$15	110%
Leon Medical	$15	110%
Medica Health Plan	$15	110%
Cigna	$16 - $418	117%
Non Contracted	$31 - $192	227%
Amerihealth	$38 - $235	279%
International	$55 - $340	404%
Dimension Health Plan	$63 - $471	462%
Affordable	$71 - $445	521%
Phcs	$76 - $471	558%
Quality Health	$76 - $471	558%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $197.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baptist Hospital of Miami is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.