CMS Price Transparency Data

Cataract surgery with lens implant

Facility: HCA Florida Citrus Hospital

Billing Code: 66984 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 66984
Insurance Median: $3,902
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.65x Medicare

The contracted insurance negotiated median rate for a Cataract surgery with lens implant at HCA Florida Citrus Hospital is $3,902. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $2,357.81, this hospital’s rate is 1.65x the Medicare baseline. Located in 502 W Highland Blvd, Inverness, FL.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,902

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,357.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,357.81 (100%)

Insurance Median: $3,902 (165%)

Ins. Median: $3,902 (165% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,357.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Access 2 Healthcare Physicians Freedom Optimum Group Members	$1,556	66%
Access 2 Healthcare Physicians Freedom Health	$1,853	79%
Access 2 Healthcare Physicians Optimum	$1,853	79%
Freedom Health Care	$1,853	79%
Optimum Healthcare	$1,853	79%
Molina	$1,950 - $2,702	83%
Truli	$3,682 - $5,377	156%
Corvel Corporation	$3,811	162%
Rockport Healthcare Group	$3,811	162%
Prime Health	$3,891	165%
Blue Cross Blue Shield	$3,902 - $8,518	165%
Avmed	$4,922 - $12,418	209%
Simply Healthcare	$5,253	223%
United	$5,675	241%
Oscar	$7,522	319%
Cigna	$8,484	360%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 66984.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Citrus Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 66984.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.