CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Ascension Sacred Heart Bay

Billing Code: 43239 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$1,086

about 1.2× the $927 Medicare rate · typically $716–$1,947

modeled estimate · not a bill or quote

What this hospital charges insurers

$969

Below the fair price — a good deal

about $117 under the fair price · 1.0× Medicare

Medicare pays $927 Fair price $1,086 This hospital $969

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $93 Priciest $969

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a Upper endoscopy with biopsy is about $1,086 (about 1.2× the $927 Medicare rate). Ascension Sacred Heart Bay charges insurers about $969 — below the fair price — a good deal. Located in Panama City, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Aetna✓ Humana Blue Cross Blue ShieldCignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$951	103%
Aetnamajor	$969 - $5,994	105%
Humanamajor	$969	105%
Ambetter (Centene)	$1,553	168%
Cigna HealthSpring	$951 - $960	103%
Oscar Health	$1,506	163%
WellCare	$941	102%
+ 5 smaller / regional plans	$941 - $2,117

Government programs also on file: Medicare.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 43239.

Insurance Before you use insurance

Call your insurance company to confirm Ascension Sacred Heart Bay is in-network.
Ask your insurer whether prior approval is required for CPT code 43239.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Ascension Sacred Heart Bay

Compare: Upper endoscopy with biopsy at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.