CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: Cleveland Clinic Martin North Hospital

Billing Code: 72131 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72131
Insurance Median: $112
Cash Discount Price: $416
vs. Medicare Baseline: 1.05x Medicare

The contracted insurance negotiated median rate for a CT scan, lower back (lumbar spine) at Cleveland Clinic Martin North Hospital is $112. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $416. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.05x the Medicare baseline. Located in 200 Se Hospital Ave, Stuart, FL.

Cash / Self-Pay

$416

Average discount available for prompt cash payment at this facility.

Insurance Median

$112

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $416 (389%)

Insurance Median: $112 (105%)

Cash: $416 (389% of Medicare)

Ins. Median: $112 (105% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$37 - $902	35%
Avmed	$46 - $411	43%
Miami Childrens Health Plan	$46 - $107	43%
United	$46 - $252	43%
Careplus	$49 - $112	46%
Freedom Health	$49 - $112	46%
Independent Living Systems	$49 - $86	46%
Clear Spring Health	$50 - $188	47%
Cigna	$56 - $427	52%
Aetna	$57 - $2,785	53%
Multiplan	$69 - $179	65%
Humana	$107	100%
Wellcare	$107	100%
Devoted Health	$117	110%
Clarity Health	$280 - $552	262%
The Legacy Companies	$280 - $552	262%
Consociate Health	$323 - $637	302%
Bmi	$467	437%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $416.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72131.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cleveland Clinic Martin North Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72131.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.