CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: Cleveland Clinic Martin North Hospital

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $45
Cash Discount Price: $156
vs. Medicare Baseline: 1.33x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at Cleveland Clinic Martin North Hospital is $45. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $156. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 1.33x the Medicare baseline. Located in 200 Se Hospital Ave, Stuart, FL.

Cash / Self-Pay

$156

Average discount available for prompt cash payment at this facility.

Insurance Median

$45

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $156 (462%)

Insurance Median: $45 (133%)

Cash: $156 (462% of Medicare)

Ins. Median: $45 (133% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$24 - $306	71%
Blue Cross Blue Shield	$25 - $593	74%
Cigna	$26 - $236	77%
Avmed	$34 - $120	101%
Miami Childrens Health Plan	$34 - $43	101%
United	$34 - $287	101%
Careplus	$35 - $45	104%
Freedom Health	$35 - $45	104%
Independent Living Systems	$35	104%
Clear Spring Health	$36 - $46	107%
Humana	$43	127%
Wellcare	$43	127%
Multiplan	$45 - $50	133%
Devoted Health	$47	139%
Clarity Health	$106 - $205	314%
The Legacy Companies	$106 - $205	314%
Consociate Health	$122	362%
Bmi	$174	516%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $156.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cleveland Clinic Martin North Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.