CMS Price Transparency Data

Psychological testing by technician

Facility: Cleveland Clinic Martin North Hospital

Billing Code: 96138 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96138
Insurance Median: $52
Cash Discount Price: $475
vs. Medicare Baseline: 0.11x Medicare

The contracted insurance negotiated median rate for a Psychological testing by technician at Cleveland Clinic Martin North Hospital is $52. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $475. Compared to the federal Medicare reimbursement reference rate of $456.4, this hospital’s rate is 0.11x the Medicare baseline. Located in 200 Se Hospital Ave, Stuart, FL.

Cash / Self-Pay

$475

Average discount available for prompt cash payment at this facility.

Insurance Median

$52

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$456.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $456.4 (100%)

Cash / Self-Pay: $475 (104%)

Insurance Median: $52 (11%)

Cash: $475 (104% of Medicare)

Ins. Median: $52 (11% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $456.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$18 - $517	4%
Aetna	$20 - $924	4%
Avmed	$34 - $1,542	7%
Blue Cross Blue Shield	$34 - $401	7%
Miami Childrens Health Plan	$34 - $401	7%
United	$34 - $1,723	7%
Careplus	$36 - $421	8%
Freedom Health	$36 - $421	8%
Independent Living Systems	$36	8%
Clear Spring Health	$37 - $52	8%
Bmi	$38 - $565	8%
Clarity Health	$45 - $668	10%
The Legacy Companies	$45 - $668	10%
Multiplan	$50 - $51	11%
Humana	$401	88%
Wellcare	$401	88%
Devoted Health	$441	97%
Consociate Health	$548	120%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $475.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96138.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cleveland Clinic Martin North Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96138.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.