CMS Price Transparency Data

CT scan, pelvis

Facility: HCA Florida Highlands Hospital

Billing Code: 72192 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72192
Insurance Median: $2,428
Cash Discount Price: $5,901
vs. Medicare Baseline: 22.73x Medicare

The contracted insurance negotiated median rate for a CT scan, pelvis at HCA Florida Highlands Hospital is $2,428. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $5,901. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 22.73x the Medicare baseline. Located in 3600 S Highlands Ave, Sebring, FL.

Cash / Self-Pay

$5,901

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,428

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $5,901 (5525%)

Insurance Median: $2,428 (2273%)

Cash: $5,901 (5525% of Medicare)

Ins. Median: $2,428 (2273% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 2273% of the Medicare baseline (a markup of 2173%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
United	$245 - $2,655	229%
Freedom Health	$507	475%
Avmed	$890 - $3,879	833%
Aetna	$1,087 - $1,770	1018%
Molina	$1,121	1050%
Office Of Sheiff Highland Co	$2,065	1933%
Prime Health	$2,260	2116%
United Ppo	$2,596	2430%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $5,901.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72192.

Insurance In-Network Protection Plan

Contact your insurance company to confirm HCA Florida Highlands Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72192.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.