CMS Price Transparency Data

C-section delivery (full package)

Facility: Winter Haven Hospital

Billing Code: 59510 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$2,668

about 1.1× the $2,473 Medicare rate · typically $2,224–$3,854

modeled estimate · not a bill or quote

What this hospital charges insurers

$2,666

About the fair price

about $2 under the fair price · 1.1× Medicare

Medicare pays $2,473 Fair price $2,668 This hospital $2,666 Cash price $4,061 Hospital's list price $6,769

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $1,681 Priciest $2,666

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a C-section delivery (full package) is about $2,668 (about 1.1× the $2,473 Medicare rate). Winter Haven Hospital charges insurers about $2,666, or about $4,061 in cash — about the fair price. Located in Winter Haven, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$3,601 - $6,769	146%
Blue Cross Blue Shieldmajor	$1,756 - $3,901	71%
Aetnamajor	$3,134 - $5,517	127%
Cignamajor	$3,567 - $5,889	144%
Humanamajor	$2,666	108%
Ambetter (Centene)	$6,769	274%
AvMed	$2,098 - $3,317	85%
Molina	$1,218 - $4,000	49%
Simply Healthcare	$1,218	49%
+ 2 smaller / regional plans	$2,031 - $3,114

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 4,061), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 59510.

Insurance Before you use insurance

Call your insurance company to confirm Winter Haven Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 59510.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Winter Haven Hospital

Compare: C-section delivery (full package) at other FL hospitals

UF Health Leesburg Hospital · Leesburg $1,681
Lakeside Medical Center · Belle Glade $1,681
Villages Regional Hospital, The · The Villages $1,681
Cleveland Clinic Hospital · Weston $1,702
Baptist Hospital · Pensacola $1,787
Gulf Breeze Hospital · Gulf Breeze $1,787
Jay Hospital · Jay $1,787
Wellington Regional Medical Center · Wellington $1,817

Insurance negotiated median for the same procedure, sorted lowest first.