CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Winter Haven Hospital

Billing Code: 90837 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$180

about 1.0× the $181 Medicare rate · typically $171–$208

modeled estimate · not a bill or quote

What this hospital charges insurers

$202

About the fair price

about $22 over the fair price · 1.1× Medicare

Medicare pays $181 Fair price $180 This hospital $202 Cash price $197 Hospital's list price $328

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $85 Priciest $202

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a Psychotherapy session (60 minutes) is about $180 (about 1.0× the $181 Medicare rate). Winter Haven Hospital charges insurers about $202, or about $197 in cash — about the fair price. Located in Winter Haven, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$173 - $2,914	95%
Blue Cross Blue Shieldmajor	$105 - $189	58%
Aetnamajor	$152 - $3,057	84%
Cignamajor	$173 - $285	95%
Humanamajor	$168 - $2,971	93%
Ambetter (Centene)	$328 - $411	181%
AvMed	$102 - $161	56%
Molina	$59 - $3,000	33%
Simply Healthcare	$59 - $3,000	33%
WellCare	$226	125%
+ 12 smaller / regional plans	$98 - $3,143

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 197), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90837.

Insurance Before you use insurance

Call your insurance company to confirm Winter Haven Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 90837.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Winter Haven Hospital

Compare: Psychotherapy session (60 minutes) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.