CMS Price Transparency Data

Vaginal delivery (full package)

Facility: Winter Haven Hospital

Billing Code: 59400 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$2,580

about 1.2× the $2,214 Medicare rate · typically $1,964–$3,629

modeled estimate · not a bill or quote

What this hospital charges insurers

$2,590

About the fair price

about $10 over the fair price · 1.2× Medicare

Medicare pays $2,214 Fair price $2,580 This hospital $2,590 Cash price $3,631 Hospital's list price $6,051

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $1,520 Priciest $2,590

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a Vaginal delivery (full package) is about $2,580 (about 1.2× the $2,214 Medicare rate). Winter Haven Hospital charges insurers about $2,590, or about $3,631 in cash — about the fair price. Located in Winter Haven, FL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$3,219 - $6,051	145%
Blue Cross Blue Shieldmajor	$1,756 - $3,487	79%
Aetnamajor	$2,802 - $4,932	127%
Cignamajor	$3,189 - $5,264	144%
Ambetter (Centene)	$6,051	273%
AvMed	$1,876 - $2,965	85%
Molina	$1,089 - $3,576	49%
Simply Healthcare	$1,089	49%
+ 2 smaller / regional plans	$1,815 - $2,783

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 3,631), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 59400.

Insurance Before you use insurance

Call your insurance company to confirm Winter Haven Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 59400.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Winter Haven Hospital

Compare: Vaginal delivery (full package) at other FL hospitals

UF Health Leesburg Hospital · Leesburg $1,520
Lakeside Medical Center · Belle Glade $1,520
Villages Regional Hospital, The · The Villages $1,520
Cleveland Clinic Hospital · Weston $1,539
Baptist Hospital · Pensacola $1,616
Gulf Breeze Hospital · Gulf Breeze $1,616
Jay Hospital · Jay $1,616
Baptist Health Medical Center - Jacksonville · Jacksonville $1,672

Insurance negotiated median for the same procedure, sorted lowest first.