CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: HCA Florida Twin Cities Hospital

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97110
  • Insurance Median: $178
  • Cash Discount Price: $1,046
  • vs. Medicare Baseline: 6.13x Medicare
The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at HCA Florida Twin Cities Hospital is $178. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,046. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 6.13x the Medicare baseline. Located in 2190 Hwy 85 N, Niceville, FL.
Cash / Self-Pay
$1,046

Average discount available for prompt cash payment at this facility.

Insurance Median
$178

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)
Cash / Self-Pay: $1,046 (3599%)
Insurance Median: $178 (613%)
Cash: $1,046 (3599% of Medicare)
Ins. Median: $178 (613% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 613% of the Medicare baseline (a markup of 513%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Humana $25 - $406 86%
Ndms Definitive Care $25 - $29 86%
Regency Hospice $25 - $29 86%
United $25 - $481 86%
Wellmed $25 - $29 86%
Aetna $26 - $320 89%
Blue Cross Blue Shield $26 - $29 89%
Sunshine State $26 - $30 89%
Wellcare $26 - $30 89%
American Health Plan $27 - $30 93%
Florida Complete Care $27 - $31 93%
Gold Kidney Of Florida $27 - $31 93%
Healthspring Of Florida $27 - $31 93%
Centurion $28 - $31 96%
Clear Spring Health $28 - $31 96%
Ultimate Health Plan $29 - $33 100%
Longevity Health Plan $30 - $34 103%
Corvel Corporation $32 110%
Prime Health $33 114%
Careworks (Rockport Community) $34 117%
Oscar $133 - $139 458%
Simply Healthcare $171 - $178 588%
Cigna $178 - $443 613%
Molina Healthcare $195 - $342 671%
Avmed $246 - $534 847%
Sunshine State Health Plan $261 - $272 898%
Plotkin Health $512 - $534 1762%
Prime Health Sheriff $512 - $534 1762%
Evolutions Healthcare $666 - $908 2292%
Multiplan $799 - $908 2749%
Ppo Next $870 - $908 2994%
Novanet $922 - $961 3173%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 2190 Hwy 85 N, Niceville, FL 32578
  • CMS Rating: ★★★★★
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals