CMS Price Transparency Data

Blood test, potassium

Facility: University of Miami Hospital and Clinics

Billing Code: 84132 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84132
Insurance Median: $65
Cash Discount Price: $32
vs. Medicare Baseline: 13.66x Medicare

The contracted insurance negotiated median rate for a Blood test, potassium at University of Miami Hospital and Clinics is $65. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $32. Compared to the federal Medicare reimbursement reference rate of $4.76, this hospital’s rate is 13.66x the Medicare baseline. Located in 1475 Nw 12Th Ave Suite 2175, Miami, FL.

Cash / Self-Pay

$32

Average discount available for prompt cash payment at this facility.

Insurance Median

$65

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.76 (100%)

Cash / Self-Pay: $32 (672%)

Insurance Median: $65 (1366%)

Cash: $32 (672% of Medicare)

Ins. Median: $65 (1366% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1366% of the Medicare baseline (a markup of 1266%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$5 - $69	105%
Humana	$5	105%
Solis Health	$5	105%
UnitedHealthcare	$5 - $21	105%
Careplus	$27 - $32	567%
Sunshine Health	$27 - $32	567%
Molina Healthcare Of Fl	$29 - $34	609%
Amerihealth Caritas Fl	$30 - $35	630%
Oscar Health Of Fl	$30 - $35	630%
Blue Cross Blue Shield	$32 - $370	672%
Cigna	$39 - $55	819%
Curative	$57 - $67	1197%
Avmed	$62 - $82	1303%
Employers Health Network	$65 - $76	1366%
Simply Healthcare	$65 - $76	1366%
First Health	$70 - $82	1471%
Health First New York Health Insurance	$70 - $82	1471%
Broward Health	$76 - $88	1597%
Beech Street	$86 - $101	1807%
Dimension Health	$86 - $101	1807%
Multiplan	$86 - $101	1807%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $32.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84132.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of Miami Hospital and Clinics is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84132.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.