CMS Price Transparency Data

Family therapy session

Facility: University of Miami Hospital and Clinics

Billing Code: 90847 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$161

about 0.9× the $181 Medicare rate · typically $98–$455

modeled estimate · not a bill or quote

What this hospital charges insurers

$198

Above the fair price

about $37 over the fair price · 1.1× Medicare

Medicare pays $181 Fair price $161 This hospital $198 Cash price $183 Hospital's list price $676

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $68 Priciest $198

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a Family therapy session is about $161 (about 0.9× the $181 Medicare rate). University of Miami Hospital and Clinics charges insurers about $198, or about $183 in cash — above the fair price. Located in Miami, FL.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $161. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$181	100%
Blue Cross Blue Shieldmajor	$203 - $291	112%
Aetnamajor	$196 - $371	108%
Cignamajor	$244 - $294	135%
Humanamajor	$206	114%
AmeriHealth	$189	104%
AvMed	$385 - $439	212%
Health Net	$406	224%
Molina	$183	101%
Oscar Health	$189	104%
Simply Healthcare	$406	224%
+ 7 smaller / regional plans	$169 - $541

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 183), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90847.

Insurance Before you use insurance

Call your insurance company to confirm University of Miami Hospital and Clinics is in-network.
Ask your insurer whether prior approval is required for CPT code 90847.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at University of Miami Hospital and Clinics

Compare: Family therapy session at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.