CMS Price Transparency Data

MRI, brain (no contrast)

Facility: University of Miami Hospital and Clinics

Billing Code: 70551 (CPT)

The BaseRate · fair price low confidence

A fair price for this

$320

about 1.3× the $244 Medicare rate · typically $136–$2,286

modeled estimate · not a bill or quote

What this hospital charges insurers

$2,726

Well above the fair price

about $2,406 over the fair price · 11.2× Medicare

Medicare pays $244 Fair price $320 This hospital $2,726 Cash price $1,343 Hospital's list price $4,973

How we calculate the fair BaseRate →

How this hospital compares to other FL hospitals

Highest price of the 9 FL hospitals we have prices for — worth calling around.

Cheapest $101 Priciest $2,726

Black dot = this hospital, among the 9 FL hospitals with a price for this procedure. Full list below.

A fair price for a MRI, brain (no contrast) is about $320 (about 1.3× the $244 Medicare rate). University of Miami Hospital and Clinics charges insurers about $2,726, or about $1,343 in cash — well above the fair price. Located in Miami, FL.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $320. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$244 - $3,389	100%
Blue Cross Blue Shieldmajor	$3,593 - $5,076	1474%
Aetnamajor	$263 - $4,050	108%
Cignamajor	$3,984 - $4,800	1634%
Humanamajor	$277	114%
AmeriHealth	$2,625	1077%
AvMed	$2,756 - $3,675	1131%
Health Net	$2,984	1224%
Molina	$2,438	1000%
Oscar Health	$2,600	1067%
Simply Healthcare	$2,984	1224%
+ 7 smaller / regional plans	$268 - $3,978

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 1,343), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 70551.

Insurance Before you use insurance

Call your insurance company to confirm University of Miami Hospital and Clinics is in-network.
Ask your insurer whether prior approval is required for CPT code 70551.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at University of Miami Hospital and Clinics

Compare: MRI, brain (no contrast) at other FL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.